Student Loan Refinance

What is Student Loan Refinancing?

  • You can refinance and consolidate both federal and private student loans.
  • Private lenders will consolidate your student loans through refinancing.
  • Many former students can usually receive a lower interest rate through private student loan consolida tion. This will depend on your current financial picture.
  • In most cases, you can usually see a lower payment and substantial savings through private student loan refinancing.
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Student Loan Consolidation

What is a Direct Consolidation Loan?

  • A program that allows you to combine multiple federal education loans into a single federal Student Loan through the Department of Education.
  • The Interest rates effectively stays the same. The resulting interest rate is a weighted average of your prior rates.
  • This may extend the length of time you are paying on your loan, a decreased payment will result in lengthening the term. This can also increase the amount of interest you pay over the term of the loan.
  • Because the interest rate is not reduced, federal loan consolidation is generally not a money-saving option.
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We Can Help You With The Following Student Loans:

  • Navient
  • Sallie Mae
  • FedLoan
  • AES
  • ACS
  • Nelnet
  • PHEAA
  • Ed Financial
  • and more
My Payment Help Center (MPHC) is your document preparation specialist for all your Student Loan debt assistance needs.

Under the Healthcare and Education Reconciliation Act 2010 there are availabe benefits administered by the U.S. Department of Education that are
specifically designed to assist individuals with Federal Student Loans.

If you are one of the 40 million, and growing, borrowers of Federal Student Loans there may be an approved program out there for you.
Let our Student Loan Advisers of MPHC assist you in identifying the best types of government programs available for you that can provide payment relief and possible loan forgiveness.

The Student Loan Advisers of MPHC will walk you through the process to accurately complete all the forms necessary that you must submit to the U.S.
Department of Education in order to apply and qualify for these government benefits.

Speak to one of our advisers at MPHC to discuss your particular situation and to see how a Direct Consolidation Loan through the U.S. Department of
Education could benefit you today.
  • Are you struggling to make your current Federal Student Loan payments?
  • Have you heard about Federal Student Loan forgiveness programs but not sure how they may apply to you?
  • Did you know that there are government programs through the U.S. Department of Education that are specifically designed to help borrowers of
    Federal Student loans?
Call us today to discuss how to identify and accurately complete and apply for your government benefits under the Direct Consolidation Student Loan programs with the U.S. Department of Education.
  • Don't be Intimidated by complicated government forms.
  • Not sure where to get the forms or which forms to complete?
  • Sick of reading through and filling out form after form?
Let the experts at MPHC do the tedious work for you so you can take advantage of your benefits quickly.
MPHC will do all the work in completing all the forms you need to submit to the Department of Education to access the benefits that you are entitled to.

All applications are reviewed thoroughly by our team of experts. We guarantee you will qualify for the relief program we promised you – or we’ll give you 100% of your money back*.

My Payment Help Center, llc. (MPHC) is not a government agency. MPHC is a for-profit document preparation
company and is not affiliated with any state or government agency. The information provided is public in na-
ture and is primarily sourced from theDepartment of Education. MPHC is a document preparation corporation
and does not market,or in any way provide debt relief services to individuals. For more information please feel
ree to contact customer service or write to us at the address listed inthe contact us page.

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